Terms of Use

Stockmantics is built by an independent developer to help people track market news using AI. Because I am just one person (and not a bank), I need to set some ground rules to protect myself and keep this site running:

1. I am not a Financial Advisor: This site is for information only. Never trade based solely on what you read here.
2. AI Makes Mistakes: I use AI to summarise news. It can (and does) make errors. Always verify numbers and facts yourself.
3. Zero Liability: If you lose money using this site, I am not responsible. You use these tools entirely at your own risk.
4. Be Nice: Don't try to hack, scrape, or break the site.

Below is the formal legal contract that covers these points in detail. By using the site, you agree to these terms.

1. Acceptance of Terms

By accessing or using the website located at www.stockmantics.com (the Site), you agree to be bound by these Terms of Use (Terms) and our Privacy Policy. If you do not agree to these Terms, you must strictly stop using the Site immediately.

Stockmantics (we, us, or our) reserves the right to modify or replace these Terms at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

2. Nature of Service (AI & Financial Disclaimer)

2.1 No Financial Advice
The content provided on the Site is for informational and educational purposes only. Stockmantics is an independent news aggregation platform and is not a financial advisor, broker, investment manager, or tax consultant. Nothing on this Site constitutes a recommendation, solicitation, or offer to buy or sell any securities, crypto-assets, or financial instruments.

2.2 Artificial Intelligence Disclosure
You acknowledge and agree that the content on this Site is generated, summarised, or curated using Artificial Intelligence (AI) technologies.

• While we strive for accuracy, AI systems can produce errors, hallucinations, or outdated information.
• We do not warrant the accuracy, completeness, or reliability of any AI-generated text, analysis, or data.
• You agree to independently verify all information before making any investment decisions.

3. Intellectual Property Rights

3.1 Ownership
The Site, including its original content, features, functionality, code, design, and AI-generated synthesis, is the exclusive property of Stockmantics and its licensors. It is protected by copyright, trademark, and other intellectual property laws of the United Kingdom and foreign countries.

3.2 Limited Licence
You are granted a limited, non-exclusive, non-transferable, and revocable licence to access and use the Site for your personal, non-commercial use only.

3.3 Restrictions
You agree not to:

• Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission.
• Copy, modify, distribute, sell, or lease any part of our Site or content.
• Reverse engineer or attempt to extract the source code of our software.

4. Third-Party Links and Data

Our Site contains links to third-party websites and utilizes data feeds from external sources. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Stockmantics shall not be responsible or liable, directly or indirectly, for any damage or loss caused by your use of any such content, goods, or services available on or through any such websites.

5. Limitation of Liability

5.1 As Is and As Available
The Site is provided on an AS IS and AS AVAILABLE basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5.2 Exclusion of Damages
To the maximum extent permitted by applicable law, in no event shall Stockmantics, its owners, affiliates, directors, employees, or agents be liable for any:

• Indirect, punitive, incidental, special, consequential, or exemplary damages.
• Damages for loss of profits, goodwill, use, data, or other intangible losses.
• Financial losses resulting from trading or investment decisions based on information from this Site.

5.3 Zero Liability Cap
To the maximum extent permitted by applicable law, the total liability of Stockmantics and its affiliates for any claims under these terms, including for any implied warranties, is limited to £0.00 (Zero Great British Pounds).

5.4 Statutory Exceptions
Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited by English law.

6. Indemnification

You agree to defend, indemnify, and hold harmless Stockmantics and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to legal fees), resulting from or arising out of:

• Your use and access of the Site.
• Your violation of any term of these Terms.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Site will immediately cease.

9. Contact Us

If you have any questions about these Terms, please send a private message through our social channels.